Should you consider Personal injury attorney for your case in Ramsey MN?
WHY YOU SHOULD CONSIDER HIRING A PERSONAL INJURY LAWYER When an attempt to file a case for personal injury is made without legal representation, the plaintiff should take into consideration that the defendant he is making the claim against will have experienced attorneys working and fighting on their behalf. The Insurance Research Council conducted a study in 1999 that indicated the average person will receive a settlement three and a half times larger when represented by a personal injury attorney than when presented without representation.The litigation process is often too complicated to handle alone. If a person seeking to file a claim is not knowledgeable of the law or if the case takes an unexpected turn and gets out of hand, he may consider hiring a personal injury lawyer that can evaluate every aspect of his claim and fight for all justifiable financial compensation owed to the victim.
What Do Personal Injury Lawyers Do?
As a personal injury attorney, I see car accident cases everyday. For me, and others like me, the process of handling such a case is not overly complicated -- after all, this IS what we do for a living.But for most people, being in an accident, and more specifically, being injured in an accident, can be stressful and overwhelming. Should you call an attorney? Should you talk with an insurance company? What do you do about medical bills piling up?Let's assume for the purpose of this article, that we have a rear end collision involving two cars, and that the Plaintiff (the person who was rear ended) suffers a neck injury, and hires an attorney. Let's also assume that the Defendant (the person who caused the accident), is insured with Company X.From the Plaintiff's standpoint, the focus should be on his or her health. Getting medical treatment and working to get back to pre-accident condition is the most important thing, regardless of the case or any other factors. I always tell my clients to focus on getting well, and let me worry about the legal issues -- that's why they hired me in the first place. Once the Plaintiff reaches maximum medical improvement (a fancy and lawyerly way of saying they're injuries are better) it's time for the attorney to really dig in and get to work. The attorney will have already notified the Defendant's insurance company, Company X, that the attorney represents the Plaintiff. There might have been some other preliminary work that could have been done while waiting on the Plaintiff to receive treatment and get well. Once the Plaintiff is released from medical treatment, the attorney will gather the Plaintiff's medical records and bills. lost wage documentation if the Plaintiff missed work, and any other documentation he thinks will be helpful to proving the Plaintiff's case.Once all of the documentation is received, the attorney will organize the information in a way that makes it paint a narrative of what the Plaintiff has been through. In my practice, I like to include a cover letter, which summarizes the medical treatment the Plaintiff received, lists the medical bills incurred, and explains any other relevant information that I think will be helpful to the case.This information is reviewed with the client for accuracy, and then forwarded to Company X, the Defendant's insurance carrier to be reviewed by a claims adjuster. Typically, the adjuster for Company X will review the information received, place a value range on the claim, and contact the Plaintiff's lawyer to make an initial settlement offer.The attorney will relay this offer to his client, and begin a series of negotiations with Company X with the hopes of being able to reach an agreement. If the two parties are unable to reach an agreement, the lawyer can file a lawsuit against the Defendant directly, and push the case into litigation.If the parties are able to reach a settlement agreement, the company will pay a lump sum of money in exchange for a release. Most injury settlements are full and final, meaning the is no consideration for payment of future medical expenses, and the insurance company is not obligated to pay the Plaintiff any other forms of compensation in the future.The money is generally sent to the Plaintiff's lawyer to be disbursed. The lawyer will deposit the money into his Client Trust Account, provide his client with a detailed accounting of where the money should be disbursed, and have the client sign off on the disbursement before releasing the funds. These funds will go to pay the lawyer, pay the medical expenses, and of course, pay the Plaintiff. Of course, this is just a general overview of the big-picture process that most attorneys go through when handling a car accident case, but every case is different.So with all of this in mind, why do you need a lawyer?As a former insurance adjuster, I can tell you that insurance carriers pay more money to people who are represented by an attorney, which hopefully leads to you receiving more money in the end (yes, even after the lawyer takes his fee).Secondly, everyone has heard the phrase, "Everything you say can and will be used against you... " and although that phrase is usually associated with criminal charges, it is still very relevant to personal injury cases. Insurance adjusters are master negotiators, trained to solicit information from you, and then use that information to save their companies money by paying you as little as possible on your case. A lawyer becomes your voice against the insurance company, and good lawyers know how to effectively communicate without compromising issues on your case.If you've been injured in an accident, err on the side of caution and consult with an attorney about your rights before talking with the insurance company.
Personal Injury Lawyers - Who Are They and What Can They Do For You?
For example, Personal injury attorney – manufacturers and/or distributors have a legal duty to not allow dangerous or harmful drugs to enter the market. Settlement Negotiations If there is obvious evidence to all parties involved that the Defendant breached his contractual duty, then the defendant may opt to settle the matter outside of court by offering monetary compensation to the plaintiff in order to prevent the plaintiff from filing a lawsuit against the defendant. If the plaintiff does not agree to the defendant’s offer, he may pursue in litigation. A settlement can be offered and negotiated after suit is filed at any time until a verdict is announced by a jury or court. Plaintiff Files a Lawsuit Against the Defendant When the plaintiff initially files a case, he must be prepared to state what the legal basis of the claim is and what type of remedy he wishes to seek in compensation for his injuries. The Defendant Files an Answer to the Plaintiff’s Claim The defendant must answer after being served by some type of official (usually a sheriff or a process server) within a certain period time.
Choosing a Personal Injury Lawyer - What to Look For
Personal injuries are serious issues that include permanent disability and sometimes even death. Victims need to pursue a lawsuit to obtain financial damages to pay for their medical bills, lost income, and to compensate for pain and suffering. In order to ensure that victims receive the damages they deserve, it is imperative that they find a qualified and experienced personal injury lawyer. If you or someone you know has been hurt, it's imperative that you know how to choose the right lawyer.There are four main aspects that you should look for when choosing an injury lawyer. The attorney should specialize in personal injury, have experience dealing with insurance companies, have trial experience, and respect you as a client.1. Specializing in personal injury: No matter what you are hiring a professional for, you always want to be sure that you hire someone with knowledge of your situation. For example, if you had heart disease, you would go to a cardiologist not a dentist. The same is true when hiring an attorney. The attorney that you hire should have extensive experience with personal injury. You want to hire a lawyer that can confidently assess the case, including the approximate damages. 2. Experience with insurance companies: Personal injury defendants are almost always represented by insurance company lawyers. These lawyers are looking to settle the case with the insurance company having to pay as little as possible. If your attorney has not had many previous personal injury cases, they may not be able to negotiate with the insurance companies as well as an experienced attorney. Therefore, when you are choosing a personal injury lawyer it is smart to ask for a list of successful negotiations before you make any final decisions.3. Trial experience : Most personal injury cases are settled out of court. However, sometimes it is necessary for an attorney to take the case to trial in order to receive fair payment. When the question of a trial is raised, defendants are usually willing to pay more money in order to avoid the risk of a jury raising the settlement even more. This is where experience comes in handy. If your attorney has a record of winning at trial, the defendant will be more likely to do what your attorney asks in order to avoid going to court. 4. Respect: Hiring an attorney is hiring someone to do you a service and you should be happy with that service. It is important that your lawyer returns your calls quickly, communicates with you often, and keeps you updated on the status of your case. Your attorney should also explain their contract and fees right away and should make sure that you understand it. After all, it is your attorney and it is your case. You should be happy with it.If you have been personally injured, find a lawyer right away so you can receive the financial compensation that you are entitled to. Personal injury is a serious matter and you should be taken care of financially, physically and emotionally.